Privacy Policy
At CalcWise, we respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we handle information when you use our calculator website and services.
1. Data We Do NOT Collect
CalcWise operates with a privacy-first philosophy. All calculator operations are performed directly in your browser using JavaScript. We want to be absolutely clear about what we don't collect:
- Calculation Data: All calculation inputs, outputs, and results stay entirely on your device. We never receive or store your calculation data.
- Financial Information: Mortgage amounts, loan details, investment figures, or any financial data remain completely private on your device.
- Health Information: Weight, height, age, or any health-related inputs for BMI, calorie, or other health calculators never leave your device.
- Personal Details: Names, addresses, phone numbers, or other identifying information are never collected through our calculators.
2. Information We DO Collect
Google Analytics
To improve our website and understand user behavior, we use Google Analytics with the following limitations:
- Consent-Based: Analytics only tracks users who explicitly accept cookies through our consent banner.
- Anonymized: All IP addresses are anonymized to protect your privacy.
- No Personal Data: We do not associate analytics data with any personally identifiable information.
- Page Views: We track which calculator pages you visit and general usage patterns only.
Cookies
We use cookies strictly for:
- Storing your cookie consent preference (accept/decline)
- Remembering your consent choice across site visits
- Enabling Google Analytics functionality if you consented
3. Cookie Consent
When you first visit CalcWise, you'll see a cookie consent banner. You have two options:
- Accept: Google Analytics will track your general website usage to help us improve our calculators.
- Decline: No analytics tracking occurs, and only essential cookies for functionality are used.
Your choice is remembered in your browser's local storage. You can change your preference by clearing your browser data or contacting us at calcwise@outlook.com.
4. GDPR & EEA Compliance
CalcWise complies with the General Data Protection Regulation (GDPR) and other applicable data protection laws:
- We obtain explicit consent before any tracking (except essential functionality)
- You have the right to access, modify, or delete your data
- You can withdraw consent at any time
- We use privacy-by-design principles in all our operations
- We do not share data with third parties (except Google Analytics if consented)
5. Third-Party Services
CalcWise uses the following third-party services:
- Google Analytics: For website traffic analysis. Google may use your data according to their privacy policy.
- Google Fonts: For typography. This is loaded from Google's CDN.
We do not share any personal data with other third parties.
6. Data Security
We implement security measures to protect any data we collect:
- HTTPS encryption for all website communications
- No storage of sensitive calculation data
- Regular security monitoring and updates
- Compliance with industry security standards
7. Children's Privacy
CalcWise does not knowingly collect data from children under 13 years of age. Our calculators are designed to be educational and useful for all ages, but we do not target children under 13 with analytics or tracking. If we become aware that we have collected data from a child under 13, we will promptly delete such data.
8. Your Rights
You have the following rights regarding your data:
- Access: You can request access to any personal data we hold about you.
- Correction: You can request correction of inaccurate data.
- Deletion: You can request deletion of your data.
- Portability: You can request your data in a portable format.
- Opt-Out: You can withdraw consent for analytics tracking at any time.
To exercise these rights, contact us at calcwise@outlook.com with "Privacy Request" in the subject line.
9. Contact Us
If you have questions about this Privacy Policy or our data practices, please contact us:
- Email: calcwise@outlook.com
- Response Time: We respond to privacy inquiries within 48 hours.
10. Policy Updates
We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of significant changes by updating the "Last Updated" date below. Your continued use of CalcWise after policy changes constitutes your acceptance of the updated Privacy Policy.