Terms
Terms of Use
Effective date: January 1, 2026
Last updated: January 8, 2026
Version 1.0
If these terms change, the date above will be updated.
By using CalcWise, you agree to these terms. They explain how the calculators should be used, what you can expect, and what is not covered.
Contact: aaron@calcwise.org
Owner: Aaron Jegla
Key points
Short summary of the most important terms.
- Calculators provide estimates only and are not advice.
- Use the site lawfully and do not abuse the service.
- CalcWise does not guarantee uninterrupted or error-free access.
- External links have their own terms and policies.
Using CalcWise
- Use calculators for personal or educational use.
- Verify important decisions with trusted sources.
- Do not rely on outputs as professional advice.
- Report issues via the contact page.
Acceptable use
Help keep CalcWise reliable and safe for everyone.
Do: Use the site for lawful, personal, and informational purposes.
Do not: Attempt to disrupt the site, scrape at high volume, or reverse engineer tools.
Respect: Copyrights, trademarks, and open-source licenses where applicable.
Calculator results and disclaimers
CalcWise calculators are built for clarity, but they are estimates. Inputs, assumptions, and rounding can change results.
- Not financial, legal, or medical advice.
- Verify decisions with qualified professionals.
- Assumptions are listed on each calculator page.
Availability
CalcWise aims for reliability but does not guarantee uninterrupted service.
CalcWise may update or remove tools at any time to improve accuracy or performance.
Intellectual property
Content, design, and code are protected unless stated otherwise.
Site content: Layout, text, and design are owned by CalcWise unless credited.
Open source: Some code and formulas are shared publicly on GitHub.
Permission: Contact us if you want to reuse materials.
Third-party services
CalcWise uses third-party providers for analytics and advertising. Their terms apply to their services.
External links
External sites have their own terms and privacy policies.
For details on how CalcWise handles data, see the Privacy Policy.
CalcWise is not responsible for external content or services.
Limitation of liability
Use of CalcWise is at your own risk.
To the fullest extent permitted by law, CalcWise and its owner are not liable for any damages arising from your use of the site or reliance on calculator results.
Changes to the terms
These terms may be updated as the site evolves.
When changes are made, the effective date and version at the top of this page will be updated.
If a change is material, a clear notice will be posted on the site.
Governing law
Applicable law for these terms.
These terms are governed by the laws of the state where CalcWise operates, without regard to conflict of law provisions.
Questions about these terms?
Reach out if anything is unclear.